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Spray Foam Removal Service
The majority of lenders are hesitant to accept properties with spray foam insulation applied to the loft, due to the potential impact on the timbers. Once this type of insulation is applied, any resulting damage remains concealed.
The recommended solution involves engaging the expertise of Spray Foam Removal and Spray Foam Insulation Removal Specialists. They will meticulously remove the existing insulation, replacing it with a standard product, and ensuring that any associated damage is skillfully repaired. This comprehensive approach is necessary before a lender will consider your application for approval. We take pride in offering a rapid and efficient Spray Foam Insulation Removal Service, and our commitment to a same-day response underscores our dedication to addressing your needs promptly.
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How We Work
Following your initial contact, a company representative could be with you in a matter of hours.
We understand the significance of financial circumstances. Upon conducting an inspection, we will determine the optimal path that aligns with your pocket.
We will thoroughly explain all available options to address the concerns raised. Our aim is to guide you towards the most suitable approach for your situation.
Upon completion of the survey, our team can swiftly be on-site, even on the same day if needed. The work will be carried out efficiently and professionally, with a focus on alleviating the stress associated with such situations.
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Types of Spray Foam Insulation You Could Have
Effortlessly removing spray foam insulation hinges on identifying the existing insulation type. Explore our user-friendly guide to assess your product, paying attention to the following attributes. Should you encounter any difficulties pinpointing your current product, our proficient team is at your service, or you can reach out to us to schedule a complimentary survey.
- Light & airy composition
- Normally around 100mm thick
- Can be torn and ripped by hand
- Rigid and durable insulation
- Applied in thinner layers (as shallow as 25mm)
- Will require special tools for removal
Why It is a Problem for Mortgage Lenders
By sealing the roof space with this material, air circulation can be restricted to the roof and timbers. This can lead to condensation, which in turn can eventually lead to the rotting of the wooden roof supports.
The closed cell foam version also sets very hard. This can put stresses onto the supporting roof timbers too, causing distortion of the roof itself. Naturally, these are major concerns to lenders who might be looking to arrange a mortgage on the property for 25 years or more.
Removing the foam material is likely to be more expensive than having it installed in the first place, as the sprayed material penetrates all of the crevices and gaps behind timbers, making them difficult to access and remove. Even having done this, not all lenders will then be happy to accept the property for a mortgage.
Why choose us?
By sealing the roof space with this material, air circulation can be restricted to the roof and timbers.
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Which Lenders wil accept Spray Foam Insulation?
As mortgage and equity release advisers, we have access to tools that provide data on the lending criteria of most There are only two equity release lenders who may consider properties with this type of insulation, but one requires a long-term guarantee and will rely on their Valuer’s comments about it. The other insists it is the open-cell type and again it would only be with their Valuer’s approval.
There are a number of mortgage lenders who may accept it – but all require a referral to them before proceeding, and will usually need Valuer’s approval and meeting certain criteria about the type and material used. This can be a problem if you have to pay for a Valuer to visit only to find they reject the property.
What should you do?
If you are interested in mortgaging a property which has spray foam insulation installed, or are considering buying one (always ask the estate agent whether this is the case) then you need to get advice on what type of mortgage might be available to you. You will need to find out as much about the installation as possible – when was it installed, which type is it (open or closed cell), was it professionally installed, is there a guarantee available, the age of the property and the age of the roof, and any other relevant information.
Also, don’t forget that the resale prospects for the property are likely to be badly affected by the installation of spray foam insulation due to the lack of availability of mortgage funding. If problems with the foam get worse in the future, it could be that only a cash buyer will be able to buy your home.
When to contact an Spray Foam Removal Expert?
If dampness is found in a roof, professional advice should be sought from a chartered surveyor as to whether it is penetrating or a condensation issue.
Spray foam Removal should never be used on an older building. These commonly have stone flag, slate or hand-made clay tile roofs. A percentage of the flags, slates and tiles can often be reused when these older roofs are re-covered but not if spray foam has been applied as a quick fix. There is no substitute for having a roofing contractor properly repair or re-cover an aged period roof.
Know more about SPF
Frequently Asked Questions for your project.
Where to apply Spray polyurethane foam?
Is SPF Expecsive?
What types of SPF is there?
SPF might be mis-sold as a long-term energy saving investment, lasting for more than 80 years, which will stop tiles and slates from slipping and will strengthen the roof by holding them in place. An installer may also advise that it not only increases the insulation and may lower energy bills by up to 20%, but will also protect water tanks and pipes from freezing and create a dry, clean and useful loft space. Such claims are all very debatable.
Is there any problem with SPF?
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